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How to Pay For Your Dental Implants

When it comes to a medical procedure of any kind, one of the first thoughts to come to mind is, “How much is this going to cost me?”

If you’ve ever felt this way before booking a medical procedure, you’re not alone.

Depending on the kind of oral care you need, your dental insurance may cover all or part of the costs. Most dental insurers offer policies that cover diagnostics or oral surgery, or both. Because benefits can vary from provider to provider, our financial team will first check with your insurance carrier to find out what costs are covered by your policy.

No insurance? No problem. At Innovative Implant and Oral Surgery, we offer financial assistance options that make paying for your procedure manageable and easy. We’re partnered with CareCredit® and Lending Club to offer flexible monthly payment plans that allow you to pay off your procedures — often interest-free for up to two years.


CareCredit offers interest-free options for 6 or 12 months depending on the amount financed. This amount must be paid in full by the end of the promotional period to avoid interest being added to your account.

CareCredit also offers long-term financing for 24, 36, 48 or 60-month periods with reduced APR and fixed monthly payments. Purchases of $2,500 or more qualify.

Lending Club

Lending Club Patient Solutions can also be used for any services offered at the office. Determined by a person’s credit history, this payment option is ideal for people who have no insurance or a higher copay.

Lending Club leverages your credit history to quickly assess risk, determine a credit rating and apply the appropriate interest rates (if they apply) to your payments. Qualified applicants receive offers in only a couple minutes and can discover their loan options with no impact to their credit score.

We accept a wide variety of insurance plans

As a reminder, you can check to see if we accept your insurance by going to our insurance and financial information page. We also accept Visa, MasterCard, American Express and Discover.

You’ve suffered long enough, isn’t it time you invested in your smile?

For more information about the payment plans available with Innovative Implant and Oral Surgery, call 215-322-7810.